Home Storm Damage Guide Wind Damage
Storm Damage Guide

Wind Damage to Wisconsin Homes: Assessment, Insurance & Repair

Straight-line winds, thunderstorm downbursts, and microbursts hit Southeastern Wisconsin multiple times per year. Here is what to do when your home takes a hit.

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Quick Answer

Wisconsin wind damage typically involves lifted/missing shingles, torn siding, damaged gutters, broken tree limbs, and compromised flashing. Wind damage is covered by homeowner's insurance. DT Exteriors provides 24/7 emergency response, free wind damage inspections, and handles the full insurance claims process with a 98% approval rate. Call (262) 945-0841 immediately after any wind event.

Post-Wind Storm Assessment Checklist

Safety first: Wait until the storm has fully passed. Watch for downed power lines, hanging branches, and unstable structures.

What to Check (From the Ground)

  1. Roof — Missing shingles, exposed decking, damaged ridge caps, shifted flashing
  2. Siding — Torn, cracked, or missing panels, especially on the windward side
  3. Gutters — Pulled away from fascia, crushed by branches, misaligned
  4. Trees — Fallen limbs on roof or siding, hanging branches ("widow makers")
  5. Windows — Cracked glass, broken seals, damaged screens
  6. Fencing — Blown-over sections, broken posts
  7. Chimney — Shifted cap, damaged flashing, cracked masonry
Document Everything: Take photos and video of all damage before any cleanup or temporary repairs. This documentation is critical for your insurance claim. Upload photos to our estimate request form or share them in the chat.

Immediate Steps After Wind Damage

  1. Ensure safety — Stay away from downed power lines, unstable structures, hanging limbs
  2. Call DT Exteriors: (262) 945-0841 — 24/7 emergency response, average dispatch under 2 hours
  3. Document damage — Photos and video from multiple angles, before any cleanup
  4. Emergency tarping — We provide emergency tarp service for exposed roof areas to prevent further water damage
  5. File insurance claim — We help you file with proper documentation and meet with your adjuster
  6. Do NOT sign with storm chasers — Out-of-state contractors who knock on doors after storms often do subpar work and disappear

Wind Damage Insurance Claims

Wind damage is a covered peril on virtually all homeowner's insurance policies in Wisconsin.

What's Typically Covered

  • Roof repair or replacement
  • Siding repair or replacement (including full replacement if matching isn't possible)
  • Gutter replacement
  • Tree removal from structures
  • Interior damage from wind-driven rain
  • Temporary living expenses if home is uninhabitable

DT Exteriors Handles the Process

  • Free inspection with documented damage report
  • We meet with your adjuster on-site to walk through every damage point
  • Supplement filing if the initial estimate misses damage
  • Direct insurance billing — you only pay your deductible

Frequently Asked Questions

Call DT Exteriors first at (262) 945-0841. We provide emergency stabilization and professional documentation before you file your claim. Filing without proper documentation often leads to underpayment. Our 98% approval rate comes from thorough pre-claim documentation.

Most Wisconsin policies allow 1 year from the date of the storm. However, we strongly recommend filing within 30 days for the strongest claim. DT Exteriors provides time-stamped documentation to support your timeline.

Tree impact is covered by your homeowner's insurance. Your policy typically covers tree removal from the structure, roof repair/replacement, and interior damage. DT Exteriors coordinates tree removal and roof repair as a single project for faster resolution.

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